Our society was registered as “Post & Telegraph Employees credit Co-operative Societies Ltd” in 05-01-1951 vide Registered No: 188\DR\1950-51 Bangalore and also (Recognised by the Director General Of Post and Telegraph New delhi )Consequsent upon the Bifurcation of Post & Telegraphs by the ministry of communications & renaming of Department of Telecom {D.O.T} as B.S.N.L. Accordingly Our society name was changed to karanataka Telecom Department Employees Co-operative Society Ltd {CREDIT & HOUSING} vide order UBC-3\UBA\151\99-2000 dated 10-12-99 by the registrar of Co-opeative societies in karanataka.


The objectives of the society is to promote the habit of saving\Thrift, Self service and co-operation amongst the Members\Associate members.

  • To device plans so as to improve the economic condition of the members.
  • To Advance loans to members on the hypothecation/hire purchase of motor vehicles/ plant & machinery &other House hold article.
  • To Advance loans to members for Acquisition, Purchase, Construction & Renovation of house.
  • To create funds for promoting co-operative education.
  • To create funds for the welfare of the Staff, Member, Dependents of members/ Dependents of members according to the rules framed by the Board of the Management and also according to the bye law of the society.
  • To create funds for promoting the education of children of Members with in the limit framed by the Board of Management.
  • To stand as surety on Behalf of members.
  • To government & semi government institutions.
  • To make arrangement for Disbursement of loans & advances.
  • To enter into arrangement with banks & other financial instutions for facality loans & advance to members.
  • To dispose off any Assets/ Fixed assets which has come to the line of the society to realise the amount either in full or in part.
  • To create death Relief Fund for the benefit of the members and to disburse death Relief to the family members of the deceased member.
  • To invest the excess funds of the society in government promissory notes, Governement Bonds shares & government guaranteed Co –operative instutions.
  • To carry our other activities so as to promote the economic welfare of the members.
  • To assist & encourage members to establish business.
As per the amended bye law the society started to venture the land activities for its members/ Associate Members in and around Bangalore. Since the area of operation is extended to entire state the members from other districts like Mysore Mandya request to provide sites to them since they cannot purchase in Bangalore.There for the management has commenced various projects in Mysore also.

Bangalore Projects



Mysore Projects



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